财政援助词典 & 常见问题

财政援助词典

There are many resources available to help you secure financial aid on your Koala Journey. Find explanations for our most-used terms below to better understand your needs, 你的机会, 还有你可以用来支付大学学费的工具.

  • 学年: 学年分为秋季和春季两个学期. 它从八月开始，五月结束.
  • 援助资格: 助学金资格是指学生的学术地位. 某些奖学金和助学金有GPA要求和学分要求，以保持援助资格. 访问联邦学生援助获取更多信息.
  • 公民/合格Noncitizen: 接收U.S. 联邦助学金，学生必须是美国公民.S. 公民或符合条件的非公民. 
    U.S. citizens include students who were born in the United States, 美属萨摩亚, 或天鹅岛, and students born to parents who are citizens of the United States abroad. 
    符合条件的非公民包括美国公民.S. 持有外国人登记收据卡的永久居民和持有美国入境-离境记录(I-94)的学生.S. Immigration and Naturalization Service (INS) showing specific designations.
  • 出席费用: 成本 of attendance (COA) is the price associated with the total expenses of being a college student. 有些项目列在学生账单上, 包括大学学费和杂费, 住宿(校内住宿), 食物(有膳食计划的学生). The other items included in the COA are calculated estimates for books, 课程材料, 供应, 运输, 个人开支. 
  • 去状态: 学生必须被哥伦比亚大学的学位学习项目录取，并且至少修满一半的学分，才能获得“学位学习状态”，并有资格获得联邦财政援助. 
  • 预期家庭贡献: 期望家庭贡献(EFC)是一个指数，用于确定你的联邦援助资格，该指数基于教育部建立的FAFSA内的公式计算. 你的EFC是基于你的收入和资产以及你父母的，除非你被认为是独立的. This number should not be viewed as a dollar amount you will be required to contribute to educational expenses; your out-of-pocket expenses may be more or less than your EFC. The Student 援助 Index (SAI) will replace the EFC no later than July 1, 2024. For more information, visit the Federal Student 援助 website.
  • 财务需要: 根据联邦学生援助办公室, “经济需求是指在一所学校的就读成本(COA)与你的预期家庭贡献(EFC)之间的差额。. While COA varies from school to school, your EFC does not change based on the school you attend.”

经济援助常见问题

Why can’t I see my loans or scholarships on my student account?

如果你的裁决需要文件, it will not show on your student account until the document is complete.

什么是佩尔?? 

美国.S. 教育部通过使用学生免费申请联邦学生援助(FAFSA)上提供的信息来确定一个人是否有资格获得佩尔助学金。. 给全国的每一所高等学府, the maximum Pell award for the 2023-2024 academic year is $7,395.

什么是SEOG? 

联邦补充教育机会补助金(SEOG)是一项联邦拨款，提供给大学，用于支付被确定为有重大经济需求的学生. 学院根据学生无力支付个人学费的情况来确定个人是否有重大的经济需求, 费用, 如果学生有校内住宿，还包括住宿费. SEOG is applied to assist the student in paying for their educational costs.

什么是南卡罗来纳学费助学金? 

南卡罗来纳学费助学金是一项旨在为南卡罗来纳最贫困的学生提供额外经济支持的助学金. The financial aid office administers this grant, and the students must have a FAFSA on file. The maximum funds awarded for the current academic year is $4,800. 它是颁发给全日制学生的，如果学生留在学校，则用于学费和杂费以及食宿费.

什么是国家援助宣誓书?

根据州法律，所有南卡罗来纳州援助受助人每年都必须填写一份州援助宣誓书，才能获得州资金. 本宣誓书涵盖的资金包括:SC学费补助金, 生活的奖学金, 棕榈研究员, 希望奖学金, 生活提升奖学金, 和棕榈研究员 Enhancement.

What are institutional scholarships, and how are they awarded?

Institutional 奖学金 are scholarships awarded by the institution to assist students in paying tuition, 费用, 住在校园里的学生也有住宿费. 哥伦比亚大学奖学金是在申请联邦和州助学金和/或外部奖学金后颁发的.

Why did I receive less scholarship money than I was promised in a letter I received this past summer?

学院对学生奖学金的承诺是，在所有州和联邦拨款申请支付学费后，尽可能多地提供经济援助, 费用, 如果学生住在学校，还有住宿费. 学院颁发的奖学金金额视情况而定，并可能根据学院的酌情决定进行调整.

If I was promised a certain amount of scholarship dollars, how could the college take away my money?

The excess funding from federal loans is only 退款able to the borrower. A scholarship awarded by 哥伦比亚大学 is not 退款able, and the student’s account will be adjusted to $0 if his or her application generates a credit. 由其他机构颁发的奖学金(如.e.，企业，教堂，组织等.) reserve the right to advise how scholarships are designated. 一些奖学金明确规定了资金的分配方式，以及在全额支付学杂费后应该如何处理多余的资金. 例如, some scholarships specify that the funding is only to be used towards books or tuition and 费用. 除了, some scholarships require that any excess funds after tuition and 费用 have been fully covered be returned.

我总是收到退款. 为什么我现在还没有? 

在过去几年里, some students were 退款ed the remaining scholarship dollars after tuition, 费用, 食宿都包好了. In keeping compliant with federal standards and industry best practices, the college will only award scholarship monies to assist a student with tuition, 费用, room and board if all are not fully covered once federal and 状态 grants have been applied.

我什么时候可以得到退款?

当学生帐户上可退还的资助金额超过其学费时，将产生退款. If this happens, 退款s are generated within 14 days of the credit being on a student’s account.

我如何收到退款? 

The business office will notify you to inform you if you are getting a 退款. Refund dates are posted in the Koala Connection portal for your convenience.

什么是学生贷款?

学生贷款是联邦政府在学生入学期间借给学生的钱. Loans are monies that must be repaid once the student has stopped attending at least 6 credit hours, 毕业, 并且/或者已经耗尽了他们的宽限期, 这可能因个人而异. 学生可以获得的学生贷款金额直接取决于他们的学业和抚养状况.

什么是优先截止日期?

The date by which your FAFSA must be received to be considered for first-come, 联邦工作学习和联邦补充教育机会补助金(FSEOG)等优先服务基金. 哥伦比亚大学’s priority deadline is March 15th of every year.

什么是验证?

核查是由美国发起的一个程序.S. 教育部要求财政援助办公室验证学生FAFSA上的所有信息. 如果家长和/或学生没有使用位于FAFSA内部的IRS数据检索工具，则需要填写额外的表格，并提供学生和家长的国税局(IRS)纳税记录副本. Students are selected randomly by the Department of Education, and up to 85 percent of a school’s population can be selected for this process.

我如何知道我是否有资格申请联邦勤工俭学?

If you are eligible to receive federal work-study, you will be sent an email to apply in Handshake.

我收到一封邮件，说我参加了联邦工作学习. 联邦工作学习(FWS)是如何工作的?
  • 学生必须在握手时申请.
  • Once the applications are received, supervisors will contact students for an interview. 如果你想雇佣这个学生, 雇主将签署学生的授权书，同意他们被选中在他们的领域工作.
  • 学生和雇主收到来自FWS办公室的“授权工作”电子邮件(学生在收到此电子邮件之前不得开始工作).
  • 学生按月领薪.
  • 学生和雇主负责跟踪FWS奖励余额(学生的支付不会超过他们获得的奖励).
我的FWS工资是多少?

如果你在学校工作，你将得到12美元的报酬.00 /小时. If you work in a community service position, you will be paid $15.00 /小时.

什么是电子核证程序?

E-Verify是一个基于互联网的系统，用于比较雇主从雇员的I-9表格中输入的信息, 就业资格核实, 美国政府可以得到的记录.S. Department of 首页。land Security and the Social Security Administration to confirm employment eligibility. 所有学生必须通过电子认证才能开始工作.

什么是令人满意的学业进步(SAP)?

联邦和州法规要求经济援助接受者保持令人满意的学术进步(SAP)，以获得公认的学位. SAP applies to all undergraduate and graduate students who may or may not receive most types of federal, 状态, 以及由学院管理的机构财政援助. 在每个条款或付款期结束时, 火博体育官网(CC)审查所有当前注册的CC学生，以验证他们是否符合SAP要求.

如何维护SAP? 

要维护SAP，您必须满足以下要求: 

累计尝试小时数
(可转学分)		*最低累积平均绩点
在火博体育官网(GPA)
1-171.70
18-341.80
35-511.90
51岁及以上2.00

研究生必须保持3分.02年平均绩点.

所有学生的毕业率必须达到 .6665 or 67%.

如果有关于SAP的问题，我应该联系谁?

You should contact your academic advisor for questions about your SAP status. If you have questions on how SAP affects your financial aid, you should contact the Office of Financial aid at fa@tensuns.net.

What happens with my Federal 援助 if I withdraw from the College?

获得联邦财政援助资金(第四章资金)的学生在学期或入学期结束前离开学校, 联邦法律要求哥伦比亚大学计算必须返还给联邦政府的“未赚”经济援助资金的百分比和金额. For more information on 哥伦比亚大学’s withdrawal policy, please visit the withdrawals section of the 金融援助 Policies webpage.

我如何解决与我的联邦学生贷款纠纷?

教育部的联邦学生援助监察员帮助解决与联邦学生贷款有关的争议和其他问题. The FSA特派员 encourages borrowers to make every effort to resolve their student loan problems. 当无法达成解决方案时, the FSA特派员 has a process and the resources to assist borrowers.

联系信息:

金融服务管理局学生贷款申诉专员办事处-香港.S. 教育部
FSA特派员 
第一街北830号.E.
华盛顿特区.C. 20202-514

电话:202.377.3800
免费电话:877.557.2575
传真:202.275.0549

Who do I contact when I have questions about my 金融援助?

经济援助办公室:fa@columbiasc.Edu或(803)786-3612.

当我对我的余额有疑问时，我该联系谁, 1098 - t形式, 退款, 或者需要付款?

学费账户办公室:ta@tensuns.net.